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For New Authority Carriers

The fuel card built for new authority trucking companies.

Just got your MC or DOT number? Most fuel cards want years of operating history before they'll talk to you — right when a fresh authority needs fuel credit the most. Haul's underwriting looks at your business and your FMCSA record, not just how long you've been running.

Apply with your DOT number

About five minutes. A real decision, not a form letter.

Dispatcher, broker, or truck dealer? See the partner path
12,000+
Card-accepted stops
48 states
DOT-based
Application starts here
not a tax-return review
ITIN or EIN
Both accepted
solo, or under your company
EN · RU
Support languages
app and human support

Why new authority trucking companies get turned down

None of this is a judgment on the business — it's how most fuel-card underwriting is built.

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There's no file to check yet

Trade lines, payment history, months of fuel spend — the inputs most fuel-card underwriting leans on don't exist for a company that started last quarter.

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Cash at the pump eats the runway

Paying cash while you wait to qualify for a card means the fuel bill hits before the load pays out — right when cash flow is thinnest.

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Cookie-cutter cutoffs

A flat “two years in business” rule doesn't ask whether the authority is active, whether the truck is running loads, or what the FMCSA record actually shows.

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The timing works against you

The first weeks after an MC number is issued are when fuel costs are least predictable — and a declined card costs the most right then.

What underwriting actually looks at

Applying starts with your USDOT number. From there an automated check runs against your business and your FMCSA record — authority status, safety data, fleet size. Time in business is one input in that picture, not a single pass/fail gate.

Six months of active FMCSA authority is a typical benchmark for an open line of credit. A carrier newer than that can still apply — the decision may come back as a prepay or secured structure instead of an open line while the file builds, rather than an outright no.

Whatever structure you land on, read what it costs before you commit — the published list is on the fee schedule. And if the harder blocker for you is personal credit history rather than time in business, that's a related but different situation — see how that's handled on the no-credit-check page.

So you know

A new authority is not an automatic decline — and it's not an automatic approval either. We can't promise a specific credit limit, a specific structure, or a specific approval time before you apply. Every file is underwritten on its own.

Built for year one, not year three

DOT-based application — no two years of tax returns to submit

ITIN or EIN accepted — apply solo or under your company

Virtual card usable the day you're approved

Published fee schedule you can read before you apply

Automated FMCSA and business check runs the moment you submit

12,000+ card-accepted stops across 48 states

Once you're a year or two in and adding trucks, the Owner-Operator plan is built to scale with you. And if you want to know what you pay before you apply, the fee schedule is published in full.

After you apply

01

Enter your DOT number

The application starts from your USDOT number, not a credit pull or a stack of tax returns. About five minutes to fill in.

02

Automated FMCSA and business check

Runs the moment you submit — authority status, safety data, fleet size, alongside how the business operates day to day.

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Decision

Most decisions come back in minutes. A newer or thinner file is more likely to land with a person reviewing it, not a faster no.

04

Start fueling

The virtual card is usable at the pump the day you're approved. The physical card ships free, typically in 3–5 business days.

Partner path

Working with new authority carriers?

Dispatchers, insurance brokers, and truck dealers are often the first call a new operator makes — usually before we ever see a DOT number. If you're placing new authority carriers and want a fuel card you can point them to on day one, talk to our partner team. We'll walk through how a referral path would work for your business.

Talk to our partner team

Driving yourself? The application is above — this button is for the people who refer drivers, not for drivers.

Common questions

The eligibility questions specific to a new authority. The rest of the fine print is on the full FAQ page.

Can I apply for a Haul fuel card with a brand-new MC number?
Yes. An active USDOT number is what starts the application — you don't need years of operating history to apply. Approval isn't guaranteed for any file, new or established; underwriting looks at your business and your FMCSA record together, not just how long you've been authorized.
Is there a minimum age for my operating authority?
There's no cutoff that automatically declines a new authority. Six months of active FMCSA authority is a typical benchmark for an open line of credit. Carriers newer than that can still apply — you may be offered a prepay or secured structure instead while your file builds a track record, rather than an outright no.
What does underwriting actually look at, if not how long I've been in business?
Your FMCSA record — authority status, safety data, fleet size — alongside how the business runs day to day. It's not a single-factor decision, and authority age is one input among several rather than an automatic pass or fail.
Do I need years of operating history or a business credit file to apply?
No. The application starts from your DOT number, not a credit file or two years of tax returns. If ITIN is what you have instead of an SSN, that's accepted — the full accepted-ID list is on the FAQ page.
I'm a dispatcher, insurance broker, or truck dealer — can I send new-authority carriers here?
Yes. If you work with carriers before or right at MC issuance, our partner team can talk through how to route them to us — reach out through the contact page and mention you're referring carriers.
What happens if I'm declined?
You'll be told why where we can tell you. A decline today isn't necessarily permanent — authority age, mileage and safety data all change month to month, and reapplying later is fine.

A new MC number doesn't have to mean cash at the pump.

Apply with your DOT number — about five minutes, underwritten against your actual business, not a cutoff date.

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