About Haul
A fuel card that works for the driver.
Plenty of owner-operators get turned down for a fuel card because a bank doesn't recognise an ITIN, because their file is thin, or because English is their second language — while they run perfectly good businesses. We rebuilt the underwriting around how the business actually operates.
What we believe
Built for the underserved
Owner-operators with ITINs, recent immigrants, drivers with a thin file — the people traditional underwriting turns away while they keep freight moving.
Fair before fancy
Every fee disclosed before you use the card. No inflated cash-price tricks at the pump, no minimum spend, no surprises on the statement.
Speed as a feature
About five minutes to apply, and the decision usually back in minutes. A driver waiting on a card is a driver losing income.
Help in your language
The app ships in English and Russian today, and support answers in those two plus Kazakh and Uzbek. The first conversation shouldn't be the hardest part.
Why Haul exists
We started Haul after watching immigrant truckers in the Midwest get turned away by lenders while running profitable businesses. They were paying cash at the pump — leaving real money on the table every fill — because no fuel card would underwrite them.
The fix isn't complicated: identity verification that accepts an ITIN, credit decisions that look at cash flow and operating history, pricing posted in plain sight, and support that speaks the driver's language. None of it is new. It just hadn't been pointed at this market.
Apply in about five minutes, get the decision back in minutes rather than days, and start paying with the card before the plastic ships. That is the entire pitch.
Ready to stop paying cash at the pump?
Apply with your DOT number — about five minutes, and a real person reviews it.
Apply free